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Customers first
Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
About Us
Competence and Integrity is characteristic of Keith Steller, Founder and President of Worthington Home Loans. Keith's competence as a professional mortgage lender comes from over 15 years of establishing relationships and working with professionals in the Lending, Financial and Real Estate industry. Because of these relationships, Keith has built his mortgage company on solid referrals from people in the community who are well-regarded and active in their own respective trades. He is also a person that friends go to for knowledgeable, financial information that is honest and straightforward as well as he extends a genuine, helping hand to people.
Finally, Keith has built his reputation on being a reliable businessman who will implement his extensive knowledge in helping his valued clients to obtain their dreams by assuring them the best deal possible.
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 Mortgage News Daily
Mortgage Rates Flat to Slightly Improved After Auction, Greece News - 1 hour ago
Posted To: Mortgage Rate WatchFor several sessions in a row, Mortgages Rates have moved in the opposite direction from the previous session, although even the bigger examples of these movements haven't been enough to nudge 3.875% out of the "best-execution" position. The same back-and-forth movement continued today as rates improved ever so slightly after rising slightly yesterday. Keep in mind, that the term "rates" in this context refers to the combination of the interest rate itself and the closing/borrowing costs required to obtain that rate. We explain more about Best-Execution calculations in THIS POST . Also in the same vein as yesterday, today's market movement began in reaction to headlines surrounding Greece's ongoing negotiations with creditors (the 3 official creditors, the ECB, IMF, and European Commission...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Mortgage Rates Flat to Slightly Improved After Auction, Greece News - 1 hour ago
Posted To: MBS CommentaryFor several sessions in a row, Mortgages Rates have moved in the opposite direction from the previous session, although even the bigger examples of these movements haven't been enough to nudge 3.875% out of the "best-execution" position. The same back-and-forth movement continued today as rates improved ever so slightly after rising slightly yesterday. Keep in mind, that the term "rates" in this context refers to the combination of the interest rate itself and the closing/borrowing costs required to obtain that rate. We explain more about Best-Execution calculations in THIS POST . Also in the same vein as yesterday, today's market movement began in reaction to headlines surrounding Greece's ongoing negotiations with creditors (the 3 official creditors, the ECB, IMF, and European Commission...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Ally said to be Shopping Mortgage Unit - 2 hours ago
Posted To: MND NewsWireOne of the financial institutions that are party to the reported settlement agreement with the attorneys general of the majority of the states is reportedly on the auction block. According to Bloomberg News, Ally Financial is talking with private equity firms about selling its mortgage unit, Residential Capital LCC , through a pre-package bankruptcy. Any sale of the company would be complicated by its recent financial history. The company was founded as General Motors Acceptance Corporation (GMAC) in 1919 by General Motors as an intermediary to provide financing for the purchase of its autos. Over the years it expanded into other types of lending and into real estate brokerage and adopted the acronym as its brand name. GMAC was hard hit by the housing crash and was one of the beneficiaries...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Bond Markets Improve Following 10yr Auction and Fed Selling - 2 hours ago
Posted To: MBS CommentaryAfter the 10yr auction, production MBS and the long end of the yield curve didn't move much at first. But it now seems that some additional bid for the 10yr was on hold until after the Fed's Scheduled selling that ended at 2pm. As that was wrapping up, 10's made another move lower in yield to test the the pivot point just over 1.96% that can be seen in the chart below. First, here's the full text of the MBS Live alert that went out after the auction: Limited Reaction to Good-But-Not-Great 10yr Auction (1:28PM) Bond markets have reacted in a generally positive way to today's 10yr note auction. The high-yield awarded was 1.1 bps lower than "when-issued" yields just before the release (this is bond-market friendly as it means that yields were slightly lower than the street was expecting) and the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Delinquencies, Foreclosures, and Inventories Improve in CoreLogic Data - 4 hours ago
Posted To: MND NewsWireAccording to CoreLogic, the Santa Ana California based provider of information and business services, there were a total of 830,000 foreclosures nationwide in 2011 compared to 1.1 million in 2010. The most recent monthly numbers, for December 2011, were down from foreclosures both a month earlier and in December 2010. There were 55,000 foreclosures during the month of December, a drop of 2,000 from the November total and a significant decrease from a year earlier when there were 67,000, a -15 percent change. According to CoreLogic, there have been approximately 3.2 million foreclosures since the beginning of the financial crisis in September 2008. The foreclosure inventory - the stock of homes in the process of foreclosure - also decreased on an annual and accelerating basis. There were 1.4...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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